Long-Term Care Insurance Advisor in West Hartford, CT
Long-term care insurance can help pay for eligible nursing home, assisted living, or in-home care expenses that other health coverage may not fully address. Coordinate long-term care insurance with life insurance, Medicare coverage, or retirement planning to protect future income and assets in West Hartford, CT.
What Is Long-term Care Insurance?
A long-term care policy can help cover care costs when you have medical conditions, disabilities or disorders that prevent you from routine activities such as bathing, dressing or getting in and out of bed. Every policy is different, but, generally, when you can no longer do two of the six daily living activities, you qualify for benefits. Daily living activities include:
- Bathing
- Dressing
- Caring for incontinence
- Eating
- Toileting
- Transferring
- You can also receive care in a variety of places, including:
- Your home
- A nursing home
- An assisted living facility
- An adult day care center
It’s important to get long-term care insurance before you need it, or else you won’t be able to reap its benefits. Be proactive and contact an agent today.
How to Get Long-term Care Insurance
You can get long-term care insurance by reaching out to one of our agents for further discussion about your needs. Contact us today to get started.